Forum pracy nad projektem wskrzeszenia The Forge

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old-age insurance: you pay per month for units 21%, you pay 8%;
health insurance: you pay per month for units 9%, you pay 2% plus 10 dollars of serious co-ordination (co-ordination of key management seriously ill hospitalized this);

unemployment insurance: you pay per month for units of 2%, you pay 1%;
industrial injury insurance: you pay per month for units of 0.5%, and you do not get their own dime;
maternity insurance: you pay per month for units of 0.8% You do not get their own dime;
Housing Fund: Unit for you to pay 8% per month, you pay 8%
more, so doing we unit per month to pay for your social security ratio should be 21% +9% +2% +0.5% +0.8% +8% = 41.3%
you pay each month for your social security ratio should be 8% +1% +2% +8% +10 block = 19% +10
temporarily remove the block for 10 dollars you pay aside, the ratio of units paid and you pay for the 413:190 ratio should be, which means that if
your monthly Social Security payment for his 190 dollars, then the unit will go to your Social Security account to break into 413 dollars every month increase your social security account the money should be 413 +190 = 603 dollars
So in case you can not see, the unit cost of delivery of social security is more than 2 times your , so you pay social security fee per month do not feel bad when the O unit ~ you know a lot more than you pay for it, in fact distressed units.
words back to the three gold and five insurance insurance for a gold, here you should have seen, in fact, said the three lakes on the total risk of a payment equivalent to five insurance payments, but full insurance to pay from your personal insurance (unemployment + pension + medical + provident fund) for the five insurance units in a payment is submitted from your insurance (pension + health + unemployment + injury + Growth + Fund) for The. The full insurance as a perfect insurance policy that is just saying it to sound good.
addition to units for you to pay social security, in fact, did not work but who have income or have units, but units do not pay social security personnel can also pay their own Social Security, but the individual can only pay pension + healthcare insurance, birth injury ah ah ah unemployment fund it, you do not personally have to pay up.

Here is the social security contributions under the base of what we already know have to pay a monthly flat rate and you pay social security is almost the 413:190 ratio, then and now out of a problem: their own for each month to pay social security fees and the proportion of what relationship, social security costs in the end is how it determined?
You may not be aware of the various provinces and cities every year in early July to release a \Minimum base pay \it, meaning that as long as the formal Nanjing to pay social security for workers unit, per month for each employee to pay the money at least 1189 × 41.3% = 491 million, while workers at least a month to pay 1189 × 19% +10 = 236 million, and units per month so you should pay the social security charges came out.
But now a new problem came out again, Nanjing, wages vary greatly, someone get 1000 a month, someone could get 10,000 a month, do not get called to get 1000 and 10000 have to pay the same social security costs?
Please note that this 1189 is the lowest base, in 1189, and the highest on base, Nanjing, the highest this year more than 8,000 base seems to be specific I forgot, and anyway, if You pay less per month in 1189 yuan, the unit must be in accordance with the 1189 yuan for you to make 1189 × 41.3% = 491 yuan, and at least a month to pay your own 1189 × 19% +10 = 236 million, this is 1189 the minimum social security payment as a sense of where the base: even if you get 1,000 or 800 a month, your monthly minimum must be in accordance with the 1189 pay to!
But if you pay higher than 1189, for example, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (you pay your social security units and the Bureau of Labor costs are deducted, oh ~) to be on the labor bureau, said: \Ya Ya, we have comrades here to get 3000 a month, follow the money of the standard deduction 3000 social security fees. \social security account, your unit should be this time you pay each month to 3000 × 41.3% = 1239 yuan,[link widoczny dla zalogowanych], and you make personally each month in respect of 3000 × 19% +10 = 580 元
That is if you pay less in 1189 yuan, then by 1189 you'll pay each month; If your wages in 1189 yuan or more, then every month you pay according to your actual wages, unless you even higher than the highest base salary, if you get 10,000 a month and the maximum base is 8000, you and your unit are in accordance with the 8000 cross
on here to expose the shameless practice of some companies, these the company may give you a good few thousand a month salary, but they reported to the Bureau of Labor when your base does not go according to your actual wages reported, for example if you get 3000 a month, they may say to the Labor Bureau You just take 1189, the Bureau of Labor every month and then deduct your 1189 × 19% +10 = 236 yuan, you probably still very happy, because you feel you less money deduction, you actually get more money in the wrong hands! If this is your company too outrageous! because the company paid 2 times your money more, so the less you pay the less they pay! If real wages in 3000 according to your count, that their monthly you pay 3000 × 41.3% = 1239 yuan social security charges, and in accordance with the 1189 to count, they pay you every month 1189 × 41.3% = 491 yuan,[link widoczny dla zalogowanych]! so actually you eat a large
loss! formal The company will only pay according to your actual return to the Bureau of Labor and then deducting money! only those companies that will be perishable matter how high you are in accordance with the minimum standards for wages you pay!! do not think that your Social Security monthly fee deduction , the better!! You may have been bullied by the company shamelessly and without the knowledge of you!!!
units for you to determine the base pay in the end how much is simple: If your monthly deduction 300 social security, your base is about 300 ÷ 19% ≈ 1578 million, you look at your salary is not the number, if you pay significantly higher than in 1578, such as every month you actually get 3000 or 4000, then sure you have by the company to bullying, and bullying can later go to the local labor monitoring group to sue you, generally a quasi-one report, but the best time to leave evidence (such as pay slips, etc.) then told to find a good, or you sue After having failed to make a general in the company - - +
again shows that the proportion of various parts of the social security constitute not the same, if you do not pay your proportion of Nanjing that is probably not 19%, but certainly not or Mom, such as your base may be 20% or 22%, but it is not 30% or 40%! Therefore, although the proportion of 19% of Nanjing, but foreign students can probably figure out by the base of their own
Here is a look at the specific social security costs as well as how to use what has been said earlier, social insurance = + pension + medical insurance maternity insurance, industrial injury insurance + unemployment insurance + housing + first talk about the old-age insurance fund good generally required to pay the insurance
over 15 years to retire to a pension for life, so be sure the students wish to bring the pension before retirement in their 15 years ago began to pay, The outside is almost the same way in Nanjing, provided you pay the retirement age pension age of 15 years, that country until the time you retire will keep your personal account for 8 of the pension back to you all that you ask, the unit you pay 21% gone?
this you do not expect the State will be forwarded to you, you retire to your own money away, the State put the unit for you to pay all the money at 21% pension scheme to the whole fund in the country, and from which no relationship between money and you you may say: I rely on! it was my money why do not you give me because the state is so required
; money back when the only returned to the individual to pay his own personal money deducted, the unit for him to pay all the money contributed for the country to do - -

Below we look at the pension when you retire is how come the algorithm
pensions are complex, because the state each year to pay a base of, for example about it: If you are 30 years old, your current base pay is 3,000 yuan, while the retirement age of 55 years if it is, then you must be 40 years before you begin to pay old-age insurance, while 30-year-old if you start now from the cross, handed 55 25 years old, then sure you can enjoy the pension first, and second, if you pay after 25 years of the 3000 block of base pay has become a 6000 (I said if), then when you are 55 years old First month you can get 6000 × 20% = 1200 block of the basic pension, which is to your country, in addition to your personal account, the money accumulated in 25 years has a lot to base pay on average about Well, (3000 +6000) ÷ 2 = 4500, then you this personal account of 25 years, there should be 4500 × 8% (you pay the proportion of old-age insurance for individuals) × 25 years × 12 months = 108,000 yuan then in addition to other pre-1200 per month you can get 108000 ÷ 120 = 900 blocks, so that at least a month at age 55, you can get 1200 +900 = 2,100 pension, of course, also the base year national In go up, so each year in addition to your own 900, you get every month after retirement more money than 1200, your pension will be more and more
course So make the better old-age insurance to pay, the more you pay after you retire to enjoy the more, and that the base after the annual revision of state money will you get more and more now to pay ten 1000 years after 1500 are likely to take
here to introduce a policy of metamorphosis, that is, no matter where you pay social security fees, etc. When you retire you can return to enjoy the local location of your retirement account treatment, so point of view, high places in the base pay social security retirement back to the low base, but the local people to enjoy the pension would be a big loss, Why? me give an example, if you're young in Nanjing work, pay 20 years of social security and retirement, but if your account in Heilongjiang, Heilongjiang then you must return a pension. If you pay for 20 years in Nanjing, the average base is 3000 (I said if), and when you retire Heilongjiang base pay when only 1000 (I said if), then you can only enjoy when they retire the treatment of 1000! This is a loss of! word, where if you pay social security but in the rich when they retire back poor place to enjoy social security, you pay a lot of life but rarely enjoy! Exchange 3000 could only enjoy 1000! This is a terrible thing, but no way is this policy of the State, so all current accounts in the western where such a low base in Beijing or Shanghai, but the base of a high place of work the students to pay attention to social security, you pay social security or to the west, or to the accounts prior to retirement and moved to Beijing or Shanghai, or else you're doing in life a huge loss that the trading
You may say, if my account in Nanjing, then I pay for 20 years in Heilongjiang like the Well, where in the low base pay,[link widoczny dla zalogowanych], retirement back to base when a high place to enjoy high welfare. wrong! you think Nanjing Bureau of Labor would casually let you enjoy it?! general this case directly to Nanjing will find a reason to refuse you turn! that time you s wisdom wrong: in Heilongjiang not enjoy, in Nanjing, also can not enjoy! But some places like the situation has eased some of the provisions, such as Nanjing, allowing you to 5 years before retirement place back from a low base in Nanjing, and then continue to pay 5 years in Nanjing, Nanjing, high base, after which it will allow you to enjoy the pension back to Nanjing. this policy are not the same everywhere estimate the future intend to switch to the best students now go to your local labor bureau to the problem clear, so that your retirement occurs when an unexpected accident!
following the risk to talk about national health insurance policy
pretty good, it is important that hospital reimbursement for many of the unit before you pay per month 9% of medical insurance, your monthly health insurance probably pay 2% plus 10 dollars for serious co-ordination, co-ordination of this illness simply whatever else you are hospitalized, and that 11% in the country every month to your Medicare accounts to play your own 2%, according to 1189 yuan per month if your minimum base pay social security, then the 1189 × 2% = 23.78 元 is the national monthly call your own money, the money you can accumulate up direct credit card to buy medicine or out-patient services, and the remaining 9% of the national operator to take it to the medical assistance funds in the
in accordance with the provisions of Nanjing, and if you start from January 2007 to pay medical insurance, and then starting from the February 2007 credit card you can buy medicine, or out-patient services, from July 2007 onwards you can be reimbursed for the cost of hospitalization, and reported that the quite complex and a good example:
If you August 1, 2007 in the hospital, lived in Nanjing, the best three hospitals, health care during hospitalization are used within the scope of medicine, surgery + hospitalization and other expenses spent a total of 5000 element, then the reimbursement when the medical center first net 1000, which is starting price, the rest of the 4000 health care centers are reimbursed for 4000 × 86% = 3440 million, just pay your own 4000 × 14% = 560 yuan a, with prices starting at 1,000 yuan before, you spend 5000 to pay 1560 yuan for himself as long as can be, and this 1560 yuan also deducted from your health insurance card (if you usually do not use that card), so in fact You can not spend much money hospital medical insurance for our young people much more important than the old-age insurance, hospital doctor, after all, is too fucking expensive, which is to participate in social insurance where the most important provisions, but health insurance must pay Nanjing at least 25 years to enjoy life in retirement, so if you retire at age 55, then no later than the age of 30 must begin to talk about health insurance the
following injury insurance
practice the risk generally used less, I do not have many contacts, need to remind you that when you work or if the time to work out what had happened, the lingua franca of the risk to many people, but in practice, something happens pay no attention to the preservation of evidence, resulting in injury can not enjoy their insurance, which is a great pity if you arrive when they were hit by a car, you should up the police, let the police to investigate evidence of record and photograph collection, the police will give you later processed What identification to open a letter of accidents and the like, you can take this to the requests for work-related injuries reported. If you let people out of trouble to find witnesses and does not run anything less than the alarm, that no evidence generally not been adopted under the work injury as work-related injuries also a prescription, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued
identification evidence and the accident book and you out After injury to the doctor or hospital medical records to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if you are a distance days of work-related injuries more than a month, and that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise it will be very troublesome a lot of trouble to talk about maternity insurance

the following example of this is also good, and if you are female, wage is 1,000 yuan per month, January 1, 2007 begin to birth insurance , whereby the base is 1189, and you pregnant in March 2007, the end of December 2007 gave birth to a child, in January 2008 and discharged after hospital you want to Sign the marriage certificate (not the reimbursement of an unmarried mother) + child certificate ( Generally students will not be reimbursed 2 tires) + size chart + checkpoints and hospital construction and operation costs of all invoices + list + hospital discharge summary of all materials submitted to these companies, they can check if you are pregnant take a 500 block, students hospital when the child took the 2000 + surgery, in general, within the provisions in health insurance can give you basically all the claims, claims to give you the money later, including: +2000 500 inspection fee per block of inpatient surgery +1189 / month × 4 months = 7256, 1189 yuan / month × 4 months, which is specifically for the reimbursement of health care centers subsidized
girls, only women can get a reimbursement to the
; the state maternity insurance reimbursement when girls must be given 4 months, the average wage, so if you have children not only do not pay claims, but also can make the wages of 4 months! If you base pay than the wages high, such as the 1000 exchange is to take 1189, then you have earned it
maternity insurance to pay at least a year to enjoy, remember to keep in mind
In addition there is a problem, boys are also cross- Maternity Insurance Yup Can you boys enjoy the maternity insurance? If you're a boy, your wife did not work or work units did not pay the insurance, and her children when you pay maternity insurance have also been
by more than a year, So you can Oh maternity insurance reimbursement, but to the previous examples, for example, you can only check fees reimbursed 500 inpatient surgery +2000 half block = 1,250 yuan, 1,189 yuan of subsidies / month × 4 months of salary you to not enjoy it! This is only reimbursed when girls can enjoy the oh ~
the same cost, reimbursement will be able to get 7,256 girls, boys can only get reimbursement for 1250, which is probably rare in China, \men, \When a child has a one year maternity insurance and pay the base also pay high wages than the girls in her own Oh! However, if it does not matter she is not insured, you can give her maternity insurance reimbursement for it, but you do not have subsidies 4 months wages to get, but the cost of the newspaper you can only get back half.


unemployment insurance, unemployment insurance, this is also to pay a full year you can enjoy, generally get to pay 1 year 2 months, to pay 2 years get 4 months, but a lifetime to get up to 24 months. good example:
If you January 1, 2007 began to pay insurance, in January 2008 the company laid off you are, you can allow the company to get you 2 months of unemployment insurance If this year you are base in 1189 to pay the insurance, then you can get at least 2 months more than 800 dollars or you January 1, 2007 began to pay insurance, in January 2008 the contract to you and your company period, and you do not want to renew the contract, then you can also leave the company before the company you get 2 months of unemployment insurance, also means that more than 800 pieces
expiration of the contract or the company laid off, you can follow 2 months a year to take the ratio of unemployment to require companies to give you do, if the company does not give you do you can go to report it, a report of a prospective.
But if you resign the contract did not go his due, and that even if you pay full 1 year are not entitled to unemployment insurance
resign as long as their own, let alone pay 1 years , that is, 10 years to pay unemployment insurance to resign when you can not get a penny. Housing fund is a good thing ah
Well, if your monthly for the fund to pay 200, then the company has to your account each month to hit 200, you buy a house that is 400, if you pay 5 million lifetime, you account is 10 million, and this good thing we must not reject ah.
fund can be used to buy a house, loan,[link widoczny dla zalogowanych], renovation or something, if you can find their own home land to build a house, the money to build a house that can be paid from the fund in
; If you do not have the money, when they finally retire all of the money seems to come out
[Advanced articles] of the supplement [5KB]
and Nanjing is that different parts of it, Magic is not allowed to non-payment of medical insurance, that includes old-age social security center that a birth injury with medical unemployment asked enterprises received, but added the taxpayer may pay the provident fund, because it is within the jurisdiction of the Centre under the provident fund specific
composition ratio of social security:
old-age insurance: you pay per month for units 22%, you pay 8%;
health insurance: you pay per month for units 12%, you pay 2%;
unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for units of 0.5%, and you do not get their own dime;
maternity insurance: you pay per month for units of 0.5%, and you do not get their own dime;
Housing Fund: Unit for you to pay 7% per month, you pay 7%
additional housing fund: units for you to pay 8% per month, you pay 8% (this is only the general effectiveness of state-owned enterprises will be some very good, and the ratio has its own, the general fund even if the company paid a very moral a)
other say that social security and the relationship between a transfer tax to pay a transfer tax in time, is that part of the individual debit payments calculated after deduction of the taxable base, but it is important to note, provident fund and supplementary fund more than 12% of the parts (individuals and businesses to pay part) also need to count in the taxable base in the example above, 7% said the fund, additional fund of 8%, add up to 15%, then the personal deduction of 3% of the part of the gold that will count in the amount of tax payable , the same time, enterprises that 3%, although not deducted from the individual wages, but still have to count in the taxable base, that is,[link widoczny dla zalogowanych], people went to this the cost of a transfer tax bill. Medical insurance to use this one, goes to personal accounts over the different ways
love to say that on a monthly basis included in Nanjing the way, there are many places particular year is included in this, the annual health insurance is the annual April 1 to March 31 the following year, while changes in social security contribution base is established in the early to mid April. Medical Insurance Bureau in April 1st base withholding of social security in accordance with each 1 year personal health insurance (that is, the 2%) into the individual health insurance card account, but this time there is a problem, April 1, when the base year has not been established Social Security, Medical Insurance Bureau only in accordance with the previous year's base to the individual health insurance payments are expected that year, then the difference between how to do it? That is, in the second year of April 1 to make up more than a small count, or less likely to give such a large segment of the word
look will be very much trouble, that we, for example in 2004 the monthly average person
income of 5,000 yuan, 2005, average monthly income of 4,000 yuan, 6,000 yuan income in 2006 Medical Insurance Bureau in April 1, 2006 to the amount of time into personal accounts, social security center has not approved the payment of 2006 the number of base
(that is, the average monthly income in 2005), the Medical Insurance Bureau is in accordance with the base pay in 2005 (that is, the average monthly income in 2004) to calculate the amount of personal accounts throughout the year, which is 5000 * 2% * 12 = 1200,
but in fact the person the amount of personal accounts for the year should be 4000 * 2% * 12 = 960, then this will give the 240 in April 1, 2007 when the net. At the same time April 1, 2007 into the account of the new year, gold is still 960 individuals (in fact, should be 6000 * 2% * 12 = 1440 yuan), less to the 480, will be April 1, 2008 meeting back.
so because most people are not the same base pay each year, so almost everyone's account every year in March and April when the total number of years to see the amount of the account is different, and this is done each year in the Medical Insurance Bureau generated when the cost accounting.
injury there is still time problem, if you July 2007 1 sunrise the injury, you must immediately reporting units, the police issued identification evidence and the accident book and your work-related injuries after a medical history to see the doctor or hospital delivery to the unit, called the unit holding the identification of these materials to do work-related injuries, your unit must be August 1, 2007 effective material before your injury to the testing center, if you are out of work-related injuries from the days of more than a month, and that injury may be identified not up. If you do not give you identification of units that can hold your own center identification materials to identify the best and do not exceed one month, otherwise a lot of trouble a lot of trouble this point there is a supplement, to declare There are two ways to work-related injuries, one unit reporting to love to say the same as the above, valid for 30 days, there is a personal declaration, valid for one year, but due to injury or other reasons, the more the longer the lack of evidence, personal declaration, then the process will be delayed because they do not know how much time and effort.
maternity insurance, abortion, childbirth, multiple births, premature birth, and can specifically look at the following link,[link widoczny dla zalogowanych], though Shanghai's policy, but in all parts of similarity. Shanghai and Nanjing may have different policies, the company will not be reimbursed in charge of this area, and pregnant women are directly linked by a health insurance check in the production of hospital birth, health care co-ordination within the overall Medicare payments are, of course, the items at their own expense (such as advanced unit, at their own expense medicine etc) or to themselves. Health boy, after his application for maternity grant to Medical Insurance Bureau, Medical Insurance Bureau to the Social Security piece of 3000 dollars, to give 3 months base pay plus half of the income of childbirth, multiple births, more than half a plus If on the one-month average monthly wage income is greater than the maximum social security contribution base, then the social security contribution base pay only that portion, the remaining payment of such person by the company on a monthly average wage income of 10000 , social security for the 7392 base cap.
then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit.
(Although I think this, in the cloud Tell me what you is not easy to come across =。=。。)
In fact, there are two key areas:
1, full payment before birth 1 year
2, the social security contribution base normal reporting
So students, especially female students, do not you think the company does not matter to declare the base level, and even some of their low base wages for high and glad hand, by this time to see the problem to the bar!
This is why there are so many female workers low wages, but would rather stay in the local social security return in full the reasons for giving birth and then quit the one small place is not like the case of unmarried women are not employees, and secondly, maternity insurance income is a lot to add. For example, a 3000 human normal wages, but the declaration of social security base count her year-end bonus awards, etc. Other income, then the monthly average may reach 5000, this time to take a child a few months is that the revenue in January 5000 . If you do not have the money, and finally retired when all the money out seemingly can not come
seems, is absolutely!
and provident fund loans with low interest rates than commercial loans, and this is a big advantage.