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Buy classics comfortable room to want to check interest rate of accumulation fund loan or press [link widoczny dla zalogowanych] 2011-03-10 09:1 of 2 flatlet standard] of 5 [origin: Oriental morning paper2011-03-10 09:15:08.0 Zao Bao Ji Zhe Zuo Xiao Na Mai Jing Shi Fang Yao Cha Gong Ji Jin Dai Kuan Li Lv Huo An 2 Tao Fang Biao Zhun Jing Shi Fang , Gong Ji Jin , Fang Dai 127934 Fang Wu Dai Kuan /enpproperty-->
The reporter understands from management department of this city accumulation fund subsequently, basis " individual of Shanghai housing accumulation fund buys economy applicable housing loan carries out detailed rules " , when every family applies for housing accumulation fund to borrow money via comfortable room, head pay scale not the 20 �� under money of house total prices; Accumulation fund of every family housing via comfortable room highest loan specified amount is spent it is 600 thousand yuan, if have compensatory housing accumulation fund,apply for a family, every can increase specified amount of 200 thousand yuan of loan to spend again.
If be borrowed before,want to be calculated by 2 flatlet standard
Because cannot enjoy accumulation fund loan without pay accumulation fund,the part applies for a family, below this kind of circumstance, they may need the commercial loan of commercial bank of have the aid of. As we have learned, current, branch of construction bank Shanghai and branch of traffic bank Shanghai all are the bank that begins professional work of loan of commerciality of individual classics comfortable room certainly.
"Basically be according to head the level of accumulation fund loan of flatlet, besides head pay scale and loan specified amount to spend, interest rate of accumulation fund loan is average also won't according to 2 flatlet the standard of 1.1 times. " concerned personage expresses, borrow money to the accumulation fund of commodity house, accumulation fund branch is " identify a room again borrow " , and borrow money to the accumulation fund via comfortable room, can saying is " admit borrow do not know a house " , the examine and verify that should apply for a family to carry relevant section only can buy classics comfortable house, so when these families deal with accumulation fund to borrow money, do not need what the center offers to show estate to trade the cognizance proof about the a fewth flatlet, but whether has there been the record that borrows money before in still wanting to view system of loan of this city accumulation fund, if used has used what accumulation fund loan buys a house, then with respect to the likelihood need extends according to 2 flatlet standard borrowed money.
Management center of city accumulation fund expresses to this about the personage, when every family application borrows money via the housing accumulation fund of comfortable room, interest rate is average according to head the standard of flatlet. Nevertheless, if the house ever had been bought with accumulation fund loan before borrower, be calculated possibly according to 2 flatlet standard.
After the Spring Festival passes, the division such as rainbow mouth, Lu Wan, Xu Hui, lasting peace, Pu Tuo develops to be supplied via comfortable room in succession. The part thinks explain the family that buys classics comfortable house, have a little room formerly, if go buying classics comfortable house again, whether can be maintained to be 2 flatlet, become one of issues that they care.
Ms. Li that lives in Xu to collect an area 3, live in the old building of a 40 square metre now, want to attend to be bought via comfortable Fang Shen, but do not want to sell old house again. "If I do not sell old house, buy classics comfortable house again, can be you maintained to be 2 flatlet? Below this kind of circumstance, can you affect accumulation fund to borrow money head pay is specified amount of scale, loan spent and interest rate? " to this one problem, ms. Li is a little bemused. mbtsale2us.com
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